On the product page, click on the Buy on Installments button. Choose the number of months you want to repay. Proceed as you would with a regular purchase.
Fill in all the necessary information in the application, and Home Credit will evaluate your request.
After approval, you will sign the credit agreement online, and we will send you the goods.
Collect your purchase and enjoy.
Visit our store and let our clerk at the checkout counter know what products you would like to purchase on installments.
Present a valid ID card/residence permit and our salesperson will fill in the details of your order in the Home Credit app and create a QR code for you.
Scan the QR code with your own mobile device to access the Home Credit app and fill out the application form for a loan. Once approved, sign the contract via a text message and upload the required documents.
Collect your purchase at the checkout counter and enjoy.
|
Fastest Repayment |
Top
Good Balance |
Lowest Payments |
|
---|---|---|---|---|
Product price |
€500.00
|
€500.00
|
€500.00
|
€500.00
|
Down payment |
€0
|
€0
|
€0
|
€0
|
|
€500.00
|
€500.00
|
€500.00
|
€500.00
|
Number of monthly installments |
11
|
24
|
48
|
10 / 20 months
|
Monthly installment payment |
€50.87
|
€25.65
|
€15.52
|
€50.00 / €25.00
|
Total amount payable by client |
€559.57
|
€639.60
|
€744.96
|
€500.00
|
Annual interest rate |
20.76 %
|
19.73 %
|
20.51 %
|
0 %
|
Annual percentage rate of costs |
23 %
|
21.7 %
|
22.6 %
|
0 %
|
|
Illustrative calculation for a revolving loan based on legal requirements: For a credit limit of €1,200, the annual interest rate is 26.28%, APR 33.1%, the total amount repayable by the consumer is €1,388.70, and the monthly installments are as follows: €127.77, €125.58, €123.39, €121.20, €119.01, €116.82, €114.63, €112.44, €110.25, €108.06, €105.87, €103.68. The individual monthly installments, including the total amount repayable by the consumer, are mathematically rounded. This example is for illustrative purposes only based on legal assumptions - full utilisation of the loan amount immediately, non-cash, at the highest interest rate and with the highest fee. The loan is calculated for a 12-month term with equal principal installments. The actual offer may differ from the presentation. The offer is not a public promise and is valid subject to the terms and conditions of Home Credit Slovakia, a.s., the provider of financial services.
Alza.sk provides installment loans through Home Credit Slovakia, a.s. More information about Home Credit can be found here: https://www.homecredit.sk/
Alza.sk s.r.o., with its registered office at Sliačska 1/D, 831 02 Bratislava, is registered as a tied financial agent in the register of financial agents and financial advisors, in the sub-register of loan providers under registration number 273862, and is authorised to carry out financial mediation since June 2, 2023.